Take protection with you.

• Your provincial medical insurance may not cover you fully when you travel.
• Workplace group insurance may not provide enough coverage for your trip.
• Credit-card travel benefits may have eligibility conditions, exclusions and limits.

Check the protection you already have and any gaps before choosing additional coverage.

Visitors to Canada Travel Insurance are ideal if you are:

• A Tourist, Non-resident of Canada or a visiting former Canadian resident.
• Not insured or eligible for benefits under a Canadian government health insurance plan.
• Recently arrived immigrants or returning Canadian residents should check eligibility and any waiting period with their provincial or territorial health plan.

Why buy Visitor to Canada Insurance?

When travelling outside of your home country, your government health care plans might not travel with you. Medical care is expensive in Canada. If you need medical treatment while visiting the country, it could cost you a lot. The Canadian government doesn’t pay visitors’ medical expenses, and strongly recommends purchasing enough health insurance for your visit.

A Super Visa can allow eligible parents and grandparents to visit Canada for five years at a time. Applicants must meet current IRCC requirements, including qualifying private health insurance valid for at least one year from entry, with at least $100,000 coverage for health care, hospitalization and repatriation.

Insurance must be from a Canadian insurer or an eligible foreign insurer meeting IRCC requirements. Confirm payment, validity and renewal requirements before applying and travelling.

Unexpected medical care abroad can be expensive. Ask our team about Visitors to Canada coverage for your parent or grandparent and whether a plan meets the current Super Visa requirements.

Read current IRCC eligibility and insurance requirements →

Many of us Canadians take our healthcare for granted because most of what we require is covered by a government plan. However, did you know that our plans are limited when we travel outside our home province? It is important to purchase travel insurance when planning a trip outside of our residence, even if it’s just to another province within Canada.

Emergency Medical Plan

• USA Plan
• Non-USA World Plan
  • Ask about the emergency medical benefit limit for your chosen plan
  • Maximum period of coverage
    • Age eligibility and maximum trip duration depend on the plan
    • A medical questionnaire may be required depending on age, health history and plan

All Inclusive Plan

• Emergency hospital and medical care coverage, subject to the plan limit
• Trip cancellation and interruption coverage
• 24/7 access to multi-lingual emergency assistance worldwide
• ID fraud recovery to defray identity recovery expenses
• Check whether a temporary return to your home province or territory is permitted under your single-trip policy
• Assistance with damaged, delayed or lost baggage

Benefits, exclusions, trip limits, assistance services and eligibility vary by insurer and policy. Confirm the current policy wording before purchase.

Are you an international student studying in Canada or a Canadian student studying full-time in another province or outside of Canada? Our government health plan may not cover all – or any – of your medical expenses when you are studying away from home. And while routine, basic medical services can add up quickly, emergency medical expenses can easily cost thousands of dollars. Further, most post-secondary schools require that you have a medical insurance plan before classes begin.

The Canadian government recommends:

All international students studying in Canada should buy health insurance. Medical and dental treatment in Canada is expensive, and international students are often not eligible for provincial government health plans.