Dental Student Initiative Program
As a dental student, the time and money that has been invested for your education is something definitely worth protecting with insurance. According to Statistics Canada, 14.3% of all Canadians, that is, approximately 4.4 million Canadians have reported a disability in 2006. As a student, you still have a long and successful journey ahead of you, so give yourself a peace of mind by protecting your professional endeavours and looking into the most suitable disability insurance option on the market for you!

Canada Life and Manulife all offer you a discount on disability insurance.

Disability Insurance Manulife Canada Life
Discount 15% 20%

Your individual situation is unique, and requires products and solutions specific to your needs, level of debt and financial goals. Only by knowing all of your options through our comprehensive needs analysis can you feel confident that you have what is necessary to accomplish your near and long-term financial objectives.

We can help you answer the following questions:

Financial Strategy
  • As a new graduate/resident who has recently joined the workforce, I am still carrying student debt. What are some financial strategies I can consider?
  • Is it better to focus on paying off my debt or invest in RRSPs or a TFSA?
  • How can I make use of my RRSPs as a first-time home buyer?
  • How can I effectively make use of my unclaimed tuition credits?
  • Why should I consider life / critical illness (C.I.) insurance now?
  • Why should I consider disability insurance now?
  • Should I apply for own occupation rider?
  • I have disability insurance coverage that was purchased through a private insurance carrier. Is the coverage portable?
  • Will the different disability insurances integrate with each other? (i.e. CDSPI, Canada Life, Manulife)
  • What are the advantages of getting coverage through private insurance carrier?
  • Do the discounts offered by Canada Life or Manulife apply to my future purchase as well?

For more information,
please contact us at

(647) 833-2782