A.T. Financial Newsletter
ARE YOU MAKING
THE MOST OF
YOUR TFSA?
THE MOST OF
YOUR TFSA?
The turning of the
calendar represents an
opportunity for all
Canadians 18 years or
older to contribute an
additional $5,500,

to
their Tax-Free Savings
Accounts (TFSAs). That
brings total cumulative contribution room since the TFSA was
introduced to $36,500.
If you're using your TFSA only for cash investments, you may be missing out on valuable tax-free growth potential. With more than $35,000 in contribution room available, there is an opportunity for you to create a diversified
If you're using your TFSA only for cash investments, you may be missing out on valuable tax-free growth potential. With more than $35,000 in contribution room available, there is an opportunity for you to create a diversified
TIPS AND TACTICS TO HELP YOU GET AHEAD
portfolio of secure cash and cash equivalents, fixed-income
holdings, and growth-oriented equities. All of your
investment earnings, whether interest, dividends,
or capital gains, are completely tax-free, as are all
withdrawals. (The downside is that you can't
use capital losses to offset capital gains.)
The next time we meet, we can review your TFSA strategy to make sure you're making the most of this powerful tax-free savings opportunity. We can also make sure that your investments are optimized for tax minimization across all your registered and unregistered accounts.
The next time we meet, we can review your TFSA strategy to make sure you're making the most of this powerful tax-free savings opportunity. We can also make sure that your investments are optimized for tax minimization across all your registered and unregistered accounts.

EYEOPENER
graphic evidence of how investing works
graphic evidence of how investing works

Feeling overtaxed? That's not surprising. According to a recent
study from Vancouver's Fraser Institute, the average Canadian
family spent more on taxes in 2013 than they did on food,
clothing and shelter combined.
These statistics illustrate just how important it is to invest
as tax-effectively as possible. That's why we make every effort
to ensure that the tax implications are considered for every
investment decision you make.
For more information,
please contact us at
(647) 833-2782
please contact us at
(647) 833-2782